This page describes who writes for Finsaathi, how we work, and the standards we hold ourselves to.

Who Writes Finsaathi

Finsaathi is produced by a small editorial team — a mix of writers, researchers, and reviewers focused on Indian personal finance. Rather than rotating bylines for each piece, we publish under the collective name Finsaathi Editorial because every article passes through more than one set of eyes before it's published.

Our team's combined background covers:

• Personal finance research in India (digital lending, credit systems, credit scoring)
• Hands-on experience with Indian loan apps, NBFCs, and traditional banks
• Financial education content for Indian audiences in English and Hindi
• Reviewing RBI guidelines, NBFC disclosures, and credit bureau policies

Our Editorial Process

Every article on Finsaathi goes through these stages:

1. Topic research — We start with what readers are actually searching for, then check whether we can add real value beyond what's already published.
2. Draft — A team member drafts the article based on primary sources (RBI, CIBIL, lender websites) and verified secondary sources.
3. Fact check — A second team member verifies every numerical claim (interest rates, eligibility cutoffs, processing times) against current sources.
4. Bias check — We review whether the article treats all options fairly, particularly when comparing lenders.
5. Update tracking — Articles tagged with current-year data are reviewed when rules or rates change.

How We Make Money

Honesty about this matters: Finsaathi may earn referral fees from some financial products mentioned on the site. When this is the case, it does not change our editorial recommendations — we list options based on what makes sense for the reader, not based on what pays us. We never accept payment to alter, hide, or fabricate reviews.

If we ever recommend a product purely for editorial reasons (no commercial relationship), we treat it the same way as one with a referral. The reader's interest comes first, always.

Corrections Policy

If you spot a factual error in any of our articles, please write to us through the contact page. We update articles within a few business days when verified errors are reported, and we add a "Last updated" stamp so you can see when changes were made.

Topics We Cover (and Don't)

We cover: personal loans, credit cards (with caution), credit scores, digital lending apps, NBFCs, EMI planning, basic budgeting, and tax-related financial literacy.

We don't cover: investment advice, stock market predictions, cryptocurrency speculation, insurance product recommendations, or anything that would be regulated investment advice in India. We sometimes mention these topics for context but do not provide guidance on them.

Contact the Editorial Team

For corrections, story tips, partnership questions, or feedback on a specific article, please use the contact page. We read every message.