Photo by rupixen on Unsplash Credit card debt in India has exploded — outstanding dues crossed ₹2.9 lakh crore in FY25, up from ₹30,500 crore just a decade ago. If you're reading this, chances are you already know how it feels: the minimum payment barely covers the interest, the balance keeps growing, and every month feels like digging a deeper hole. The good news? You're not stuck. Thousands of Indians escape credit card debt every year using simple, proven strategies. Here are 7 ways to break free — starting today. Why Credit Card Debt Is the Most Dangerous Kind Before jumping into solutions, understand why credit card debt is uniquely dangerous compared to other loans: Interest rates of 36–48% per year — That's 3–4% per month, compounding. A home loan charges 8–10%, a personal loan 10–24%. Credit cards are in a league of their own. Minimum payment illusion — Paying the minimum due (usually 5% of outstanding) feels manageable, but at 42% annual interest...